Business Financing Support
Incentives pay on a cycle; business needs capital on its own clock. We structure funding pathways around grant and R&D timelines — so the money arrives when the business needs it.
The Discipline
Funding shaped around
the claim cycle.
A registered R&D claim is an asset. An approved grant is receivable income. We help businesses turn those paper positions into working capital — responsibly, with facilities sized to the realistic claim timeline.
No. 1
Position review
What is claimable now, what is lodged, what is stalled — mapped against your cash-flow needs.
No. 2
Pathway design
Facilities sized to the claim: options that bridge the wait between lodgement and reimbursement, structured so repayment lines up with the benefit.
No. 3
Introductions & terms
Where appropriate, introductions to specialist lenders and help comparing terms — no undisclosed commissions.
No. 4
Alignment check
Ensure the financing structure doesn't disturb grant conditions or R&D registrations — one careless structure can cost more than it raises.
"Financing, grants, R&D tax and EMDG interact. The right pathway funds growth; the wrong one quietly disqualifies the claim."
The Tobbie Principle
Next Step
Capital timing a problem?
Map your position — free, no obligation.
